Resolution Before Escalation
FullRTR is a specialized pre-collections agency for MCA funders. We step in early to stabilize distressed accounts, restore communication, and build realistic resolution frameworks — before legal escalation becomes necessary.
Pre-Collections for MCA Funders.
FullRTR is a specialized pre-collections agency for MCA funders. We step in early to stabilize distressed accounts, restore communication, and build realistic resolution frameworks — before legal escalation becomes necessary.
Restore Communication
We re-establish productive dialogue between funders and merchants to create a path forward.
Structured Resolution
We build realistic payment frameworks that work for both sides — before legal becomes the only option.
Full Documentation
Every step is documented. Every agreement is clear. No ambiguity, no surprises.
Account Stabilization
We intervene early to prevent further deterioration and preserve viable resolution paths.
The Reality of Today's MCA Environment
Distress impacts both sides.
For Funders
Stacked exposure, rising defaults, and expensive legal timelines. When accounts go silent, the options narrow fast and the costs compound.
For Merchants
Many are influenced by unqualified operators who disrupt communication and eliminate viable settlement opportunities — making a difficult situation worse.
The result? Escalation instead of resolution. We exist to change that.
Five steps. Full resolution.
A structured process designed to create resolution for both sides.
Account Intake
The funder sends us the account details and outstanding balance. That's all we need to get started.
Initial Outreach
Our team reaches out directly — professionally, transparently, and without adversarial pressure.
Present a Path Forward
We explain that there's an opportunity to resolve the situation before it escalates to legal proceedings.
Merchant Decides
The merchant chooses the resolution structure that works best — consolidate all positions or address them individually.
Agreement & Payments Resume
We formalize the agreement and payments resume on a weekly basis — structured, documented, and tracked.
Zero Cost to Funders
No retainers, no management fees, no long-term contracts. Our fees are collected on the backend — only when the resolution performs.
Real-Time Visibility
Every account is tracked in a live dataroom with real-time updates, performance status, and full documentation.
Continuous Communication
We maintain open lines with all parties throughout the process — status updates, document requests, and progress reports.
You see what we see. In real time.
Every deal you send us is tracked, documented, and visible to you through your dedicated data room. No black boxes. No waiting for updates.
A clear snapshot of where your leads stand
Every day, your data room shows a summary of progress across every deal. How many leads you sent, how many we closed, and how we are performing overall — all in one view.
- Deals sent, responded, and successfully closed
- Success rate and total amount in settlement
- Updated daily so you always know where things stand
Closing deals is only half the job
We don't just close settlements — we make sure they're being fulfilled. You can see in real time whether each deal is performing, meaning the client is actively making payments. If a deal falls off, you know immediately.
- Active vs. Default status on every deal
- Balance-level visibility across your portfolio
- Real-time proof that settlements are being honored
Every lead, organized and ready for your decision
Every lead you send us is added to a centralized database with its date, balance, settlement status, and notes. When it comes time to decide which deals to send to legal, you have everything organized in one place.
- Complete history of every lead with status and notes
- Settled, In Process, and performance tracking
- Know exactly which deals to escalate and which to hold
Referral-only access.
Limited partnerships.
We partner exclusively with funders who come through trusted referrals. If you're here, someone in your network already trusts us with their capital.