Recover Full RTR — Before Legal
Pre-collections for MCA funders. We recover full RTR before litigation — at zero cost to you. Our fees come from the merchant on the backend.
What We Do
Pre-Collections for MCA Funders.
We operate in the pre-collections phase for MCA funders, with one clear objective: recover full RTR before litigation.
Debt settlement as a concept works. The issue in this industry has been bad actors and scammers. Our model is built around transparency, documentation, and funder control.
FullRTR
- We operate in the pre-collections phase — before legal escalation
- We do not charge the funder. $0 cost, ever
- Our fees are collected from the merchant on the backend
- Built around transparency, documentation, and funder control
- We are on the funder's side
Traditional MCA Debt Relief
- Encourages merchants to stop paying
- Increases legal risk
- Damages recoverability
- Does nothing for the funder
- They are on the client's side
Other providers are on the client's side. We are on the funder's side. That's the difference.
How It Works
Five steps. Full RTR.
A simple, structured process from intake to recovered capital.
You Send Us the Lead
Email us the lead and outstanding balance along with contact info. That's all we need to get started.
We Reach Out
Our team contacts the merchant directly — professionally and without threats or adversarial tactics.
We Explain the Opportunity
We let the client know that their funder connected us and wants to work out a solution before escalating to legal.
Client Decides
The client chooses whether to consolidate all positions or resolve just the one funder. Flexibility drives better outcomes.
Deal Made, Payments Resume
We structure a deal and resume weekly payments — recovering full RTR for the funder.
WHY US
Full RTR
Zero. No retainers, no management fees, no long-term contracts. We get paid on the backend as long as the client makes payments.
Visibility
We give you a dataroom with real-time updates on every single deal that you send us. Full visibility, always.
Open Communication
During the day we keep open communication regarding deal status — if we need the MCA agreement, updates on outreach, and more.
Full Visibility
You see what we see. In real time.
Every deal you send us is tracked, documented, and visible to you through your dedicated data room. No black boxes. No waiting for updates. Full control over your portfolio at all times.
A clear snapshot of where your leads stand
Every day, your data room shows a summary of progress across every deal. How many leads you sent, how many we closed, and how we are performing overall — all in one view.
- Deals sent, responded, and successfully closed
- Success rate and total amount in settlement
- Updated daily so you always know where things stand
Closing deals is only half the job
We don't just close settlements — we make sure they're being fulfilled. You can see in real time whether each deal is performing, meaning the client is actively making payments. If a deal falls off, you know immediately.
- Active vs. Default status on every deal
- Balance-level visibility across your portfolio
- Real-time proof that settlements are being honored
Every lead, organized and ready for your decision
Every lead you send us is added to a centralized database with its date, balance, settlement status, and notes. When it comes time to decide which deals to send to legal, you have everything organized in one place.
- Complete history of every lead with status and notes
- Settled, In Process, and performance tracking
- Know exactly which deals to escalate and which to hold
Referral-only access.
Limited partnerships.
We partner exclusively with funders who come through trusted referrals. If you're here, someone in your network already trusts us with their capital.
The moment a client enrolls, you receive a full RTR recovery offer. No waiting. No back-and-forth. Same day.
We don't run ads. We don't cold-call. Every funder we work with was referred by someone who already saw the results. That's by design.